The video states that you can create a legal CPN by following the steps provided. But as the video goes on, it becomes clear that they are instructing you how to create a new synthetic identity credit profile by hiding your true identity from the bureaus.

Most shocking of all is that the video shows you how to use the bureaus and Lexis Nexis to help you perpetuate the schemes.

As I have always said, the rapid increase in synthetic identity loans is being fueled by “educational videos” such as these which inform consumers that creating synthetic identities is perfectly legal.

If you use a CPN to fill out an application for credit, you are committing fraud.